Walter H. Hackett, III v. Wells Fargo Bank, N.A. at al

I. INTRODUCTION

This case arises out of plaintiffs Walter H. Hackett III and Lorinda D. Hackett’s attempts to modify and/or request information regarding the terms of their home loan with their lender, defendant Wells Fargo Bank, N.A. (“Wells Fargo” or “the bank”). In general, the Hacketts allege that Wells Fargo failed to comply with federal regulations requiring federally-insured lenders to provide adequate notices to prospective borrowers within established timeframes following the receipt of certain qualifying requests. The Hacketts filed their first complaint in this Court on October 6, 2017. See ECF No. (“Compl.”). The complaint asserted a claim for relief pursuant to the Equal Credit Opportunity Act (“ECOA”), 15 U.S.C. § 1691(d)(1), two claims for relief pursuant to the Real Estate Settlement Procedures Act (“RESPA”), U.S.C. § 2605(f), a claim for negligence pursuant to California law, as well as a claim pursuant to California Business and Professions Code § 17200, the California Unfair Competition Law (“UCL”). On March 4, 2018, the Court granted the bank’s motion to dismiss the Hacketts’ ECOA, negligence, and UCL…