Alcantar

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 Amanda M. Alcantar, No. 2:23-cv-01609-KJM-CKD Plaintiff, ORDER v. Flagstar Bank, N.A., 1S Defendant. 16 Plaintiff Amanda M. Alcantar sued defendant Flagstar Bank, N.A., a mortgage servicing company, alleging it violated the Real Estate Settlement Procedures Act (““RESPA”). Flagstar moves for judgment on the pleadings and for a stay pending the resolution of the former. The 20 court denies Flagstar’s motion and denies the motion to stay as moot. I. BACKGROUND The court assumes the following allegations are true in response to Flagstar’s motion. See Hines v. Youseff, 914 F.3d 1218, 1227 (9th Cir. 2019). Flagstar acts as the servicer of Alcantar’s home mortgage loan. See Compl. § 27, ECF No. 1. After a period of financial difficulties, plaintiff contacted defendant several times between October 2021 and February 2022, asking for a reduction in her…