Olivas

UNITED STATES DISTRICT COURT

FOR THE EASTERN DISTRICT OF CALIFORNIA

RAUL OLIVAS, No. 2:22-cv-01243-DJC-CKD

Plaintiff, v. ORDER GOLDER 1 CU, et al., 14 Defendants.

Defendant Trans Union, LLC (“Trans Union”) moves for judgment on the

pleadings as to Plaintiff Raul Olivas’s claims that they are inaccurately reporting the

pay status of a closed mortgage account on his credit report as currently “60 Days Past

Due.” Trans Union argues their reporting is accurate as a matter of law because the

account was 60 days past due at the time it was closed in December 2018, and the

report reflects tha t this was the historical, not current, pay status. Having considered the Parties’ briefing and arguments, the Court agrees with Trans Union, and will GRANT judgment in Trans Union’s favor on Plaintiff’s claims. BACKGROUND In 2018, Plaintiff had a mortgage account (“Account”) serviced by Golden 1 Credit Union. (Compl. (ECF No. 1-3) ¶ 5.) In December…