Milliken
Milliken v. Bank of America N.A.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 AUSTIN MILLIKEN, Case No. 23-cv-03709-AMO
Plaintiff,
ORDER GRANTING DEFENDANT’S
v. MOTION TO DISMISS
BANK OF AMERICA N.A., Re: Dkt. No. 19 Defendant.
12 This is a putative class action involving allegations that Defendant Bank of America, N.A. (“the Bank”) charges improper interest rates on consumer credit cards. The Bank’s motion to dismiss was heard before this Court on February 22, 2024. Having read the papers filed by the parties and carefully considered their arguments therein and those made at the hearing, as well as the relevant legal authority, and good cause appearing, the Court hereby GRANTS the Bank’s motion, for the following reasons. I. BACKGROUND Plaintiff Austin Milliken brings this lawsuit against the Bank for imposing excessive interest charges on cardholders in violation of the Truth in Lending Act (“TILA”). Milliken asserts a claim under the TILA, as amended by the Credit Card Accountability…