Downs
Downs v. Unum Life Insurance Company of America
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA
MAUREEN DOWNS,
Case No. 23-cv-01643-RS Plaintiff, 11 v. ORDER ON MOTIONS FOR JUDGMENT
UNUM LIFE INSURANCE COMPANY
OF AMERICA, Defendant. I. INTRODUCTION Plaintiff Maureen Downes (erroneously spelled “Maureen Downs” in the caption of this matter) has brought this action against defendant Unum Life Insurance Company of America (“Unum”) pursuant to Section 502(a)(1)(B) of the Employee Retirement Income Security Act (“E.R.I.S.A.”), 29 U.S.C. § 1132(a)(1)(B). Plaintiff seeks benefits under the Hoag Medical Group Long Term Disability Plan (“the Plan”) which is insured and administered by Unum pursuant to a group long-term disability policy (“the Policy”). A record-review proceeding took place pursuant to Federal Rule of Civil Procedure 52 in August of 2024, during which the parties’ cross-motions for judgment based on the Administrative Record (AR) were…