Theodore

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 DIANA THEODORE, Case No. 23-cv-03710-AMO Plaintiff,

AMENDED ORDER GRANTING

v. MOTION TO COMPEL

ARBITRATION AND STAYING

AMERICAN EXPRESS NATIONAL CASE

BANK,

Re: Dkt. No. 18 Defendant. 12 Plaintiff Diana Theodore brings this putative class action, alleging that Defendant American Express National Bank violated the Truth in Lending Act and California’s Unfair Competition Law by implementing unlawful interest rate increases. American Express now moves to compel Theodore to arbitrate her individual claims and dismiss or stay this action pending arbitration. Theodore opposes the motion. The sole disputed issue before the Court is whether Theodore agreed to arbitrate her claims. ECF 41 at 10 n.14. She did. // // // // 23 1 Claiming that the arbitration provision is not binding on her, Theodore asserts that she thus “need not dispute most of [American Express’s] substantive arguments, e.g.,…