Santana
Santana v. BSI Financial Services, Inc.
Opinion
Trial Court Opinion
Background 25 On June 15, 2020, Plaintiffs Irma Santana and Rafael Santana, (collectively 26 “Plaintiffs”), proceeding pro se, filed a Complaint in San Diego County Superior Court 27 28 against Defendant BSI Financial Services, Inc. (“BSI”), and U.S. Bank Trust National Association, as Trustee of The SCIG Series III Trust (“U.S. Bank”) (collectively “Defendants”) alleging eighteen causes of action arising from an alleged wrongful foreclosure of their home. (Dkt. No. 1-2, Compl.) The Complaint was removed to this Court on August 14, 2020. (Dkt. No. 1, Not. of Removal.) According to the Complaint, Plaintiffs were the owners of residential real property located at 8489 Adams Street, Lemon Grove, CA. (Dkt. No. 1-2, Compl. ¶ 8.) In February 2006, Plaintiffs obtained a loan in the amount of $375,000 secured by a deed of trust on the property that was recorded on February 13, 2006. (Id. ¶ 10(a); id., Ex. A.) Around April 16, 2019, Briana Young, an authorized representative, executed a notice of default (“NOD”) which was recorded on April 17, 2019. (Id. ¶ 10(b); id., Ex. B.) Around July 19, 2019, Briana Young executed a Notice of…