BUCHANNON
BUCHANNON v. ASSOCIATED CREDIT SERVICES INC
Opinion
Trial Court Opinion
BACKGROUND
A. Statement of Facts Plaintiff alleges that on March 30, 2020, he received a letter to him stating he owed debt. Compl. at 7, 1 60.' He further pleads that on or about April 2020, he checked his ||consumer credit report and noticed a collection tradeline furnished by Defendant with a 6 || balance of $180.00 allegedly owed to TD Ameritrade, Inc. (the “Alleged Debt”). Jd. at 7, W956. On or about April 29, 2020, Plaintiff sent a letter to Defendant disputing the Alleged 9 || Debt and requesting verification thereof pursuant to 15 U.S.C. § 1692g(b). Compl. at 7, J see also Exhibit to Declaration of Lauren B. Veggian, ECF No, 28- (“Veggian Decl.”) at 7 (attaching the April 29, 2020 letter from Plaintiff to Defendant disputing the || debt discussed in March 30, 2020 letter). On June 16, 2020, Defendant responded to Plaintiff's letter providing “verification ||of the debt as per your request.” See Exhibit 3 to Veggian Decl., ECF No. 28- at 9-10 ||(attaching a June 16, 2020 letter providing verification of the debt along with a TD |) Ameritrade Statement for Account…