Stephenson

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 7 JEFFREY STEPHENSON, Case No.: 23-cv-1851-WQH-KSC individually, on behalf of himself and all others similarly situated, ORDER Plaintiff, v. NAVY FEDERAL CREDIT UNION, Defendant. 14 HAYES, Judge: The matter before the Court is the Motion to Dismiss First Amended Complaint (“Motion to Dismiss”) filed by Defendant Navy Federal Credit Union (“Defendant” or “NFCU”). (ECF No. 19.) I. BACKGROUND On October 10, 2023, Plaintiff Jeffrey Stephenson (“Plaintiff”) initiated this action by filing a Class Action Complaint against Defendant, asserting claims on behalf of himself and class members similarly situated relating to unauthorized charges on their accounts and denial of reimbursement. (ECF No. 1.) On January 22, 2024, Plaintiff filed the First Amended Complaint (“FAC”), the operative pleading, again asserting claims on behalf of himself and class members similarly situated relating to unauthorized charges on their accounts and denial of…