King

King v. Equifax Information Services, LLC

Good Law
United States District Court, Northern District of CaliforniaNovember 26, 20243:22-cv-07484California975 words

Opinion

Trial Court Opinion

INTRODUCTION

17 In this pro se action regarding consumer reporting information, a former defendant has 18 moved for judgment to be entered in its favor against plaintiff. The motion is GRANTED.

STATEMENT

20 Pro se plaintiff Aaron King filed suit in 2022 against four consumer reporting agencies 21 (“CRAs”): Equifax Information Services, Experian Information Solutions, Trans Union, LLC, 22 and LexisNexis Risk Solutions. As will be discussed below, the only remaining defendant in 23 this action is Trans Union. Given, however, that Equifax makes the instant motion, the 24 following history will focus on Equifax. 25 This action concerns defendants allegedly associating plaintiff’s consumer and credit 26 information with that of another gentleman of the same name. This association began almost 27 30 years ago, when a different Aaron King in Louisiana filed for bankruptcy in 1997. Over the years, plaintiff was subject to debt collection efforts, allegedly due to defendants’ association of plaintiff’s information with that of the other King. A prior order dismissed all claims as to Equifax (Dkt. No. 45). Plaintiff was also permitted to seek leave to…

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