Zuniga

Zuniga v. Experian Information Solutions, Inc.

Good Law
United States District Court, Eastern District of CaliforniaNovember 18, 20241:24-cv-00673California1,616 words

Opinion

Trial Court Opinion

I. BACKGROUND

24 As amended, Plaintiff’s complaint alleges that Defendant violated “the Fair Credit 25 Reporting Act (FCRA), 15 U.S.C. §§ 1681, et. seq., and the Consumer Credit Reporting Agencies 26 Act (CCRAA), Cal. Civ. Code § 1785 et. seq.,” by “mixing Plaintiff’s credit file with another 27 consumer.” (ECF No. 17, p. 2) (minor alterations). 28 Shortly after the Court issued its scheduling order, Defendant filed a motion to compel arbitration. (ECF No. 34). Generally, Defendant argues that Plaintiff agreed to arbitrate her claims in connection with signing up for its affiliate credit monitoring service, CreditWorks. The motion is currently pending before the assigned District Judge. On October 14, 2024, Defendant filed a motion to stay discovery pending a ruling on its 5 motion to compel arbitration. (ECF No. 35). On October 21, 2024, Plaintiff filed an opposition; 6 and on October 28, 2024, Defendant filed its reply. (ECF Nos. 38, 40). 7 On October 14, 2024, Plaintiff file a motion for a permissible purpose order, seeking a 8 court order compelling Defendant to produce certain documents pursuant to a federal statute. 9 (ECF No. 36). Defendant filed an…

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