Palma
Palma v. Wells Fargo Bank, National Association
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 3 HELEN PALMA, Case No. 24-cv-02618-JD
Plaintiff,
ORDER RE ARBITRATION AND
v. STAY
WELLS FARGO BANK, NATIONAL
ASSOCIATION,
8 Defendant.
9 As alleged in the complaint, defendant Wells Fargo obtained a judgment “several years ago” against plaintiff Helen Palma for credit card debt. Dkt. No. 1-1 ¶ 11. In February 2023, Wells Fargo withdrew money from Palma’s checking and savings accounts apparently to offset her credit card balance owed to the bank. Id. ¶¶ 14-15. Palma alleges that this conduct violated the Truth in Lending Act, 15 U.S.C. § 1601 et seq., and a variety of California state statutory and common law provisions. Palma sued in California state court on behalf of herself and a putative class of Wells Fargo customers in California. After removing the case to this Court on federal question jurisdiction, Dkt. No. 1, which Palma did not challenge, Wells Fargo promptly moved to send the lawsuit to arbitration, Dkt. No. 12. …