Cao
Cao v. Equifax Information Services, LLC
Opinion
trial_court Opinion
1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 KAI CAO, Case No. 24-cv-02666-HSG
8 Plaintiff, ORDER GRANTING MOTION TO
DISMISS
9 v. Re: Dkt. No. 27 10 EQUIFAX INFORMATION SERVICES,
LLC,
11 Defendant. 12 13 Pending before the Court is Defendant Equifax Information Services, LLC’s motion to 14 dismiss. Dkt. No. 27. The Court finds this matter appropriate for disposition without oral 15 argument and the matter is deemed submitted. See Civil L.R. 7-1(b). For the reasons detailed 16 below, the Court GRANTS the motion. 17 I. BACKGROUND 18 Plaintiff Kai Cao alleges that he is a victim of identity theft. See Dkt. No. 20 (“FAC”) at 19 ¶ 26. Specifically, Plaintiff contends that in approximately December 2020 an unknown 20 individual obtained Plaintiff’s Bank of America credit card and made over $6,000 in unauthorized 21 purchases at Costco while Plaintiff was out of the country. See id. at ¶¶ 1–3, 27–32. Although 22 Plaintiff notified the bank of the fraudulent transactions, Plaintiff contends that Bank of America…