Cao
Cao v. Equifax Information Services, LLC
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 KAI CAO, Case No. 24-cv-02666-HSG
Plaintiff, ORDER GRANTING MOTION TO
DISMISS
v. Re: Dkt. No. 27 EQUIFAX INFORMATION SERVICES,
LLC,
11 Defendant. 12 Pending before the Court is Defendant Equifax Information Services, LLC’s motion to dismiss. Dkt. No. 27. The Court finds this matter appropriate for disposition without oral argument and the matter is deemed submitted. See Civil L.R. 7-1(b). For the reasons detailed below, the Court GRANTS the motion. I. BACKGROUND Plaintiff Kai Cao alleges that he is a victim of identity theft. See Dkt. No. 20 (“FAC”) at ¶ 26. Specifically, Plaintiff contends that in approximately December 2020 an unknown individual obtained Plaintiff’s Bank of America credit card and made over $6,000 in unauthorized purchases at Costco while Plaintiff was out of the country. See id. at ¶¶ 1–3, 27–32. Although Plaintiff notified the bank of the fraudulent transactions, Plaintiff contends that Bank of America…