Raison D'Etre Bakery LLC v. Massachusetts Bay Insurance Company
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 RAISON D’ETRE BAKERY LLC, Case No. 23-cv-01401-EMC
Plaintiff,
ORDER GRANTING IN PART AND
v. DENYING IN PART DEFENDANT’S
MOTION FOR SUMMARY
MASSACHUSETTS BAY INSURANCE JUDGMENT
COMPANY,
11 Defendant. Docket No. 24 12 13 The instant case involves an insurance dispute. Plaintiff Raison D’Etre Bakery LLC (“Raison”) is a baked goods manufacturer. It makes products such as cheese crisps that it sells to businesses for resale, including grocery stores such as Whole Foods. Raison had a business owners insurance policy with Defendant Massachusetts Bay Insurance Co. (“MBIC”) for the period September 2020 to September 2021. In October 2020, during the policy period, Raison’s production facility and warehouse were damaged by a fire. Raison therefore made an insurance claim with MBIC. According to Raison, MBIC failed to pay for the full losses and expenses sustained. Raison has asserted claims for breach of contract and breach of the duty…