Williams v. Affinity Insurance Services, Inc.

Good Law
United States District Court, Northern District of CaliforniaFebruary 19, 20254:23-cv-06347California781 words

Opinion

Trial Court Opinion

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORNIA

ISABEL WILLIAMS, et al., Case No. 23-cv-06347-JST (AGT)

Plaintiffs,

DISCOVERY ORDER

v. Re: Dkt. No.

AFFINITY INSURANCE SERVICES,

INC., et al., Defendants.

Plaintiffs Isabel Williams and Jeffrey Pytel (Plaintiffs) purchased travel insurance policies through Carnival Cruise Line (Carnival) and Norwegian Cruise Line (Norwegian). Dkt. 83 at 1.1 The policies in question are connected with defendants Affinity Insurance Services, AIS Affinity Insurance Agency, and Nationwide Mutual Insurance Services (De- fendants). See id. The parties disagree about whether Defendants must produce discovery pertaining to Defendants’ travel insurance policies sold by retail partners other than Carnival and Norwe- gian, and including purchases beyond those made by Plaintiffs. See id. at 1–5. In support of their discovery request, Plaintiffs cite a line of cases allowing for discovery into unpurchased products after the plaintiffs alleged that purchased and unpurchased products were substan- tially similar. Id. at 2. Defendants argue that this substantial similarity rule is no longer good

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