Marsh

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA

TERRANCE MARSH, et al., ) Case No.: 1:23-cv-1451 JLT EPG ) Plaintiffs, ) ORDER ADOPTING IN FULL THE FINDINGS ) AND RECOMMENDATIONS DENYING v. ) DEFENDANT’S MOTION TO DISMISS ) FREEDOM MORTGAGE CORPORATION, ) (Docs. 34, 47) ) Defendant. ) )

Terrance Marsh and Gesele Marsh seek to hold Freedom Mortgage Corporation liable for violating the Fair Credit Reporting Act by reporting inaccurate information to consumer reporting agencies and failing to take required actions when notified of Plaintiffs’ disputes. (See Doc. 9.) Defendant moved to dismiss the action pursuant to Rule 12(b)(6) of the Federal Rules of Civil Procedure, asserting the complaint “fails to state a claim upon which relief can be granted” under the California Credit Reporting Agencies Act and FCRA. (Doc. 34 at 2, 3.) The assigned magistrate judge observed that Defendant’s motion to dismiss referred to allegations “contained entirely within Plaintiff’s…