Harding

FACTS

Defendant Lifetime Paradigm, Inc. (LPI) is a financial advisory firm that provides financial planning, consulting, and coaching services to its clients. Defendant Lifetime provides investment advisory services to LPI clients. Defendant Randall Albert Luebke founded LPI and Lifetime and serves as the president of both companies. Defendant Daniel Cory Payne worked as an agent for LPI and Lifetime from 2018 to 2022. Payne used his middle name, Cory, when communicating with LPI clients, as reflected by his company e-mail,

2 Cory.Payne@lifetimeparadigm.com. His LPI business card similarly identified him as “Cory Payne.” In February 2020, plaintiff Mark Frank Harding was notified that the financial company he was dealing with, Bridge Capital Associates, was planning to cease trading. Later that month, Harding received a telephone call from an imposter who identified himself as “Daniel Cory Payne,” who claimed to be a representative of Lifetime, which he explained was the brokerage company taking over the Bridge Capital accounts. 1 The imposter asked Harding to forward certain trading details so he could check them against his own records, and Harding did so. Over the next four…