Novalk, LLC v. Kinsale Insurance Company

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 11 NOVALK, LLC, Case No. 22-cv-0290-BAS-LR

Plaintiff,

ORDER

v. 1. GRANTING DEFENDANT’S

MOTION FOR SUMMARY

KINSALE INSURANCE COMPANY, JUDGMENT (ECF No. 52), Defendant. AND 2. DENYING PLAINTIFF’S

MOTION FOR SUMMARY

JUDGMENT (ECF No. 53)

19 Plaintiff Novalk, LLC (“Novalk” or “Plaintiff”) sued Defendant Kinsale Insurance Company (“Kinsale” or “Defendant”) when, more than a year after a fire burned down one of Novalk’s properties in Calexico, California, Kinsale had still failed to resolve Novalk’s claim for fire insurance coverage. (ECF No. 1.) After litigating the case for years, the parties brought cross-motions for summary judgment as to Plaintiff’s three remaining claims: (1) breach of contract, (2) breach of the implied covenant of good faith and fair dealing, and (3) bad faith denial of an insurance policy claim and benefits. (ECF Nos. 52,…