De Guzman v. New Hope Charity CA1/2

Filed 3/26/25 De Guzman v. New Hope Charity CA1/

NOT TO BE PUBLISHED IN OFFICIAL REPORTS

California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIRST APPELLATE DISTRICT

DIVISION TWO

LIEZL DE GUZMAN,

Plaintiff and Appellant,

A170487

v. NEW HOPE CHARITY ET AL., (San Mateo County Super. Ct. No. 22-CIV-01552) Defendants and Respondents.

In 2006, appellant Liezl De Guzman took out a home equity line of credit in a maximum amount of $168,750, secured by real property on Arroyo Drive in South San Francisco. In 2011, De Guzman filed for bankruptcy and stopped making payments on the loan. Some ten years later, in 2021, Real Time Resolutions, Inc. (RTR) foreclosed on the property, which was later sold at a trustee’s sale. In April 2021, De Guzman and her husband filed a lawsuit that via amended complaints came to include 12 defendants. In…