Ayala

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS APR 11 2025

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

ANA AYALA, an individual, on behalf of No. 24-3008 herself and all others similarly situated, D.C. No. 4:23-cv-05172-TOR Plaintiff - Appellant,

v. MEMORANDUM*

SPOKANE TEACHERS CREDIT UNION,

Defendant - Appellee.

Appeal from the United States District Court for the Eastern District of Washington Thomas O. Rice, District Judge, Presiding

Argued and Submitted March 26, 2025 Seattle, Washington

Before: McKEOWN, GOULD, and OWENS, Circuit Judges.

Ana Ayala appeals from the district court’s order dismissing her complaint

against Spokane Teachers Credit Union (“STCU”) under Federal Rule of Civil

Procedure 12(b)(6). We review orders under Rule12(b)(6) de novo. See Starz

Enter., LLC v. MGM Domestic Television Distr., LLC, 39 F.4th 1236, 1239 (9th

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. Cir. 2022). For a complaint to survive a motion to dismiss under Rule…