Dow

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS APR 15 2025

FOR THE NINTH CIRCUIT MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

SUSAN DOW, individually and on behalf of No. 23-2641 all others similarly situated, D.C. No. 1:20-cv-00031-SPW Plaintiff-Appellant, v.

MEMORANDUM*

SAFECO INSURANCE COMPANY OF

AMERICA, a Liberty Mutual Company, Defendant-Appellee, and

LIBERTY MUTUAL INSURANCE

COMPANY; LIBERTY MUTUAL FIRE

INSURANCE COMPANY,

Defendants.

Appeal from the United States District Court for the District of Montana Susan P. Watters, District Judge, Presiding

Argued and Submitted October 21, 2024 San Francisco, California

Before: GILMAN,** WARDLAW, and COLLINS, Circuit Judges.

In this putative class action, Plaintiff Susan Dow appeals the district court’s

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. ** The Honorable Ronald Lee Gilman, United States Circuit Judge for the U.S. Court of Appeals for the Sixth Circuit, sitting by designation. summary judgment dismissing her breach-of-contract lawsuit against…