Tu
Tu v. Experian Information Solutions, Inc.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 9 CONNIE TU, Case No.: 24-cv-1221-WQH-MSB
Plaintiff, ORDER v. 12 EXPERIAN INFORMATION
SOLUTIONS, INC., TRANS
UNION LLC, HAPPY MONEY, INC., Defendants. HAYES, Judge: The matters before the Court are: (1) the Motion to Compel Arbitration (ECF No. 24) filed by Defendant Experian Information Solutions, Inc. (“Experian”), and (2) the Joint Motion to Stay Pending Arbitration Between Plaintiff and Defendant Happy Money, Inc. (ECF No. 29) filed by Experian and Defendant Trans Union, LLC (“Trans Union”) (collectively, these credit reporting agencies are referred to as the “CRA Defendants”). I. PROCEDURAL BACKGROUND On July 17, 2024, Plaintiff Connie Tu (“Plaintiff”) initiated this action by filing a Complaint against Experian, Trans Union, and Defendant Happy Money, Inc. (“Happy Money”), asserting claims for violations of the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681 et seq., and the…