Davis

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS APR 25 2025

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

JESSICA LEE DAVIS; COREY DELL No. 24-2564 DAVIS, D.C. No. 2:22-cv-05819-SPG-AS Plaintiffs - Appellants,

v. MEMORANDUM*

PNC BANK, N.A.,

Defendant - Appellee,

and

TRANS UNION, LLC, EQUIFAX

INFORMATION SERVICES

LLC, EXPERIAN INFORMATION

SOLUTIONS, INC., PNC FINANCIAL

SERVICES GROUP, INC.,

Defendants.

Appeal from the United States District Court for the Central District of California Sherilyn Peace Garnett, District Judge, Presiding

Argued and Submitted March 26, 2025 Pasadena, California

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. Before: NGUYEN and MENDOZA, Circuit Judges, and KERNODLE, District Judge.**

This appeal arises from a vehicle loan gone awry. Plaintiff–Appellants

Jessica Davis and Corey Davis allege that they refinanced and paid off the loan,

but that Defendant-Appellee PNC Bank continued to…