Hidalgo
Hidalgo v. JPMorgan Chase Bank, N.A.
Opinion
Trial Court Opinion
INTRODUCTION
6 The Court addresses Defendant MRV Bank’s (“MRV”) Motion to Dismiss 7 under Federal Rule of Civil Procedure 12(b)(2) for lack of personal jurisdiction. 8 Plaintiff Jonathan Hidalgo, a California resident, alleges that an unknown 9 individual opened a fraudulent credit card account in his name with MRV, a 10 Missouri-based bank, and that MRV’s subsequent actions harmed his 11 creditworthiness in California. (ECF No. 1-2 ¶¶ 26, 31-32). He asserts a claim 12 under the California Consumer Credit Reporting Agencies Act (“CCRAA”), Cal. 13 Civ. Code §§ 1785.1 et seq., which prohibits furnishers of credit information from 14 reporting inaccurate data. MRV contends it lacks sufficient contacts with
16 1 On a motion to dismiss, a court accepts as true a plaintiff's well-pleaded factual allegations and construes all factual inferences in the light most favorable to the plaintiff. See Manzarek v. St. Paul Fire & Marine Ins. Co., 519 F.3d 1025, 1031 (9th Cir. 2008). However, the court has no obligation to draw unreasonable 19 inferences when determining whether the pleading under attack states a plausible claim. See, e.g., Steckman v. Hart Brewing, Inc.,…