Marsh

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA 7 TERRANCE MARSH, et al., Case No. 1:23-cv-01518-KES-CDB

Plaintiffs, FINDINGS AND RECOMMENDATIONS

TO GRANT DEFENDANTS’ MOTION TO

v. DISMISS

NATIONS DIRECT MORTGAGE, LLC, (Doc. 49)

Defendant. 14-DAY OBJECTION PERIOD

13 Pending before the undersigned is the motion of Defendant Nations Direct Mortgage, LLC (“Defendant”) to dismiss the operative first amended complaint (“FAC”), filed on April 1, 2025.1 (Doc. 49). Plaintiffs Terrance Marsh and Gesele Marsh (“Plaintiffs”), proceeding pro se, filed an opposition to the motion on April 21, 2025. (Docs. 52, 53). Defendant filed an untimely reply on May 5, 2025. (Doc. 54); see E.D. Cal. Local Rule 230(d) (reply due no later than 10 days after the opposition was filed, i.e., due no later than May 1, 2025). The undersigned deems the motion suitable for resolution without hearing and oral argument. See E.D. Cal. Local Rule 230(g). For the reasons set forth below, the undersigned will…