(PS) Lewis v. Synchrony Bank

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 JON LEWIS, Case No. 2:24-cv-0110-DC-JDP (PS) Plaintiff, v. FINDINGS AND RECOMMENDATIONS SYNCHRONY BANK, Defendant. 16 17 Plaintiff Jon Lewis, proceeding pro se, alleges that defendant Synchrony Bank unlawfully refused to accept payment for his debt. Defendant has filed a second motion to dismiss and plaintiff has filed a motion for findings of fact and conclusions of law. For the reasons set forth below, I recommend (1) granting defendant’s motion and dismissing the complaint without leave to amend and (2) denying plaintiff’s motion for findings for fact and conclusions of law. Motion to Dismiss I. Allegations The second amended complaint alleges that in March 2023 plaintiff entered into a consumer credit agreement with defendant through PayPal’s online platform. ECF No. 28 at 3. This agreement included an offer, consideration, and acceptance. Id. Plaintiff fulfilled all 28 …