Williams v. Visa, Inc.

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 JAMES WILLIAMS, Case No. 24-cv-08708-JST

Plaintiff,

ORDER GRANTING MOTION TO

v. DISMISS

VISA, INC., Re: ECF No. 22 Defendant.

12 Before the Court is Defendant Visa Inc.’s motion to dismiss. ECF No. 22. The Court will grant the motion. I. BACKGROUND For the purpose of deciding this motion, the Court accepts as true the following allegations from Plaintiff James Williams’s complaint. Knievel v. ESPN, 393 F.3d 1068, 1072 (9th Cir. 2005). Visa is a California-based digital payment company that facilitates transactions between consumers, merchants, financial institutions, and government entities. ECF No. 1 ¶ 8. Visa enables electronic payments through Visa-branded credit, debit, and prepaid cards. Id. ¶ 9. Cardholders can use Visa-branded cards to make purchases from merchants, which are carried out through a series of steps. Id. ¶¶ 11–16. Visa assesses a fee for each transaction, which for…