Ruiz

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA 9 MICHAEL SHANE RUIZ, an individual, Case No. 1:25-cv-00641-KES-SKO ORDER TO SHOW CAUSE REGARDING Plaintiff, SUBJECT MATTER JURISDICTION 12 v. (Doc. 1)

ALLY BANK; NATIONAL DEFAULT

SERVICING CORPORATION; and

FINANCE OF AMERICA MORTGAGE

LLC, 16 Defendants. 17 On April 7, 2025, Plaintiff Michael Shane Ruiz, an individual, commenced this action in Madera County Superior Court asserting claims under the California Homeowner Bill of Rights and Unfair Competition Law. (Doc. 1 at 6–29.) On May 28, 2025, Defendant Ally Bank (“Ally Bank”) removed this action to this Court based on diversity of citizenship under 28 U.S.C. §1332. (Doc. 1 at 1–4.) For the following reasons, the Court finds Ally Bank’s Notice of Removal to be deficient and orders Ally Bank to show cause why this action should not be remanded to Madera County Superior Court. I. LEGAL STANDARD “Federal courts are courts of limited…