Razuki

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS JUN 6 2025

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

SALAM RAZUKI, No. 24-2352 D.C. No. Plaintiff - Appellant, 3:21-cv-01983-AJB-DEB v.

MEMORANDUM*

AMGUARD INSURANCE COMPANY,

Defendant - Appellee,

and

BERKSHIRE HATHAWAY GUARD

INSURANCE COMPANIES, DOES 1-10,

inclusive,

Defendants.

Appeal from the United States District Court for the Southern District of California Anthony J. Battaglia, District Judge, Presiding

Submitted June 3, 2025** Pasadena, California

Before: HURWITZ, MILLER, and SUNG, Circuit Judges.

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. ** The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2). In this diversity action, Salam Razuki asserts that AmGUARD Insurance

Company (“AmGUARD”) breached his insurance policy (the “Policy”) by refusing

to cover losses from a fire that damaged a multi-tenant commercial building. The

district court…