Braden
Braden v. RLI Insurance Company
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 RICHARD BRADEN, et al., Case No. 24-cv-04599-JSC
Plaintiffs,
ORDER GRANTING IN PART
v. DEFENDANT’S MOTION FOR LEAVE
TO AMEND
RLI INSURANCE COMPANY, Re: Dkt. No. 39 Defendant.
12 Plaintiffs sue Defendant to enforce defense and indemnity insurance policy provisions. (Dkt. No. 1-1.) Defendant moves for leave to amend its Answer to Plaintiffs’ Complaint to add affirmative defenses. (Dkt. No. 39.) Having carefully reviewed the parties’ briefing, and with the benefit of oral argument on June 5, 2025, the Court GRANTS leave to amend in part. BACKGROUND I. Complaint Allegations Plaintiffs’ policy purchased from Defendant (the “Policy”) provides coverage under four insuring agreements, including for “Watercraft Liability.” (Dkt. No. 1-1 at ¶ 7-9.) The Policy “provided defense and indemnity coverage to [Plaintiffs] for bodily injury claims,” and such coverage was in effect from January 30, 2021 through…