Alkayali

1 UNITED STATES DISTRICT COURT 2 SOUTHERN DISTRICT OF CALIFORNIA 3 Ahmad ALKAYALI, Case No.: 24-cv-1713-AGS-MMP

4 Plaintiff,

ORDER GRANTING IN PART

5 v. DEFENDANT’S MOTION TO

DISMISS (ECF 8)

6 LEXISNEXIS RISK SOLUTIONS, INC.,

7 Defendants. 8

9 This lawsuit’s only federal claim turns on whether defendant LexisNexis Risk 10 Solutions, Inc.’s report is a “consumer report” under the Fair Credit Reporting Act. Plaintiff 11 has not sufficiently alleged that it is, so his FCRA claim is dismissed. 12 BACKGROUND 13 According to the complaint, when plaintiff Ahmad Alkayali “attempted to procure a 14 loan,” the loan agency “told” him “that there are ‘unspecified criminal charges’” that 15 appeared in a report that LexisNexis generated. (ECF 1, at 6.) But Alkayali “has never been 16 charged or convicted of any criminal offense,” so he contacted LexisNexis to dispute that 17 report. (Id. at 7.) LexisNexis doubled down, asserting that it was “accurate as reported,” 18 and “refused” “to…