The Estate of Thomas Lee Howard v. AAA Life Insurance Company

I. BACKGROUND

On October 3, 2024, Plaintiffs, proceeding pro se, filed a complaint in the Superior Court of the State of California, San Bernardino County. (“Complaint,” Dkt. No. 1-1.) On November 20, 2024, Plaintiffs filed a first amended complaint against defendants AAA, Genene N. Dunn (“Dunn”) (collectively, “Defendants”), and Does 1-30. (“FAC,” Dkt. No. 1-2.) The FAC alleges three causes of action related to Certificate No. 4044169813 issued to Thomas Lee Howard under Group Term Life Insurance Policy No. GT8200 (the “Policy”): (1) Bad faith— failure to properly investigate claim; (2) breach of contract; and (3) breach of the implied covenant of good faith and fair dealing. (FAC.) On December 23, 2024, Defendant AAA removed the action to this Court pursuant to diversity jurisdiction. (“NOR,” Dkt. No. 1.)

On December 30, 2024, AAA filed a motion to dismiss the FAC. (MTD.) On January 21, 2025, Plaintiffs filed an opposition to AAA’s MTD. (“MTD Opp.,” Dkt. No. 27.) On the same date, Plaintiffs filed a motion to remand the action. (MTR.) On February 14, 2025, AAA filed an opposition to Plaintiffs’ MTR. (“MTR Opp.,” Dkt. No. 40.) On February 20, 2025, Plaintiffs…