Oneto

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 ROY J. ONETO, Case No. 22-cv-05206-AMO

8 Plaintiff,

ORDER RE CROSS MOTIONS FOR

9 v. JUDGMENT

10 MELVIN WATSON, et al., Re: Dkt. Nos. 77, 79 Defendants. 11

12 13 This is an Employee Retirement Income Security Act of 1974 (“ERISA”) case brought 14 against Defendants Cigna Health and Life Insurance Company, Cigna Health Management, Inc. 15 (together “Defendants” or “Cigna”), and Melvin Watson, M.D., related to a denial of health 16 insurance coverage.1 The parties’ cross motions for judgment were heard before this Court on 17 July 17, 2025. Having read the papers filed by the parties and carefully considered their 18 arguments therein and those made at the hearing, as well as the relevant legal authority, the Court 19 GRANTS Defendants’ motion for judgment and DENIES Plaintiff’s motion for judgment for the 20 following reasons.2 21 I. BACKGROUND 22 Plaintiff Roy Oneto is a former employee of non-party Cakebread Cellars, Inc. During his 23 …