Torres

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS NOV 4 2025

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

DANIEL TORRES, No. 24-4502 D.C. No. Plaintiff - Appellant, 2:23-cv-01533-KK-SK and

MEMORANDUM*

EMSURGCARE, EMERGENCY

SURGICAL ASSISTANT,

Plaintiffs,

v.

UNITEDHEALTHCARE INSURANCE

COMPANY,

Defendant - Appellee,

and

KARL STORZ ENDOSCOPY-AMERICA,

INC.,

Defendant.

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. Appeal from the United States District Court for the Central District of California Kenly Kiya Kato, District Judge, Presiding

Argued and Submitted October 20, 2025 Pasadena, California

Before: IKUTA, R. NELSON, and VANDYKE, Circuit Judges.

Plaintiff-Appellant Daniel Torres (“Torres”) appeals the district court’s order

granting judgment to Defendant-Appellee UnitedHealthcare Insurance Company

(“United”) in a lawsuit Torres filed to challenge United’s denial of benefits. Torres

alleges two points of error on appeal. First, Torres argues that the district…