Bennett
Frank Bennett v. Navy Federal Credit Union, Equifax Information Services and TransUnion, LLC
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 12 FRANK BENNETT, Case No.: 3:24-CV-295 W (WVG)
Plaintiffs,
ORDER GRANTING DEFENDANT’S
v. SUMMARY-JUDGMENT MOTION [DOC. 44] NAVY FEDERAL CREDIT UNION,
EQUIFAX INFORMATION
17 SERVICES and TRANSUNION, LLC, Defendants. 20 Pending before the Court is Defendant Navy Federal Credit Union’s summary- judgment motion. Plaintiff Frank Bennett opposes. The Court decides the matter on the papers submitted and without oral argument. See Civ. L.R. 7.1(d.1). For the following reasons, the Court GRANTS the motion [Doc. 44]. 25 I. FACTUAL BACKGROUND This lawsuit arises out of two loans Plaintiff Frank Bennett obtained from Defendant Navy Federal Credit Union (“NFCU”) in July 2019. (Bennett Decl. [Doc. 46- 1] at ¶¶ 6, 8, 9.) The first was a personal loan for $9,500 with an interest rate of 17.75%. (Jt. State. [Doc. 50] at No. 8; see also Bennett Decl. at ¶ 8.) The loan was to be paid back over a term of 60…