Albert Yum v. American Express Travel Related Service Company Inc., et al.
Opinion
Trial Court Opinion
CIVIL MINUTES – GENERAL
JS-
Case No. 8:25-cv-02102 FMO (DFMx) Date: November 21, 2025 Title Albert Yum v. American Express Travel Related Service Company Inc., et al.
Present: The Honorable: Fernando M. Olguin, United States District Judge
Vanessa Figueroa N/A Deputy Clerk Court Reporter / Recorder
Attorneys Present for Plaintiff: Attorneys Present for Defendants:
N/A N/A
Proceedings (In Chambers): Order Dismissing Action Without Prejudice
On September 16, 2025, Plaintiff filed a Complaint and a Request to Proceed In Forma Pauperis (“IFP request”). (Dkt. Nos. 1-2.) Plaintiff brought this action under the Equal Credit Opportunity Act. (Dkt. No. 1.)
On October 14, 2025, the Court postponed a ruling on the IFP request and ordered Plaintiff to provide more information within 30 days. (Dkt. No. 10.) The Court ordered Plaintiff to file an Amended IFP Request that explained how he paid his average monthly expenses or, in the alternative, pay the $405 filing fee. (Id.) The Court also ordered Plaintiff to file an Amended Complaint with allegations of how his credit card application was…