Sipin

Filed 12/8/25 Sipin v. Velocity Investments CA6

NOT TO BE PUBLISHED IN OFFICIAL REPORTS

California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

SIXTH APPELLATE DISTRICT

FARRAH SIPIN, H052798

(Santa Clara County Cross-complainant and Appellant, Super. Ct. No. 20CV370503)

v.

VELOCITY INVESTMENTS, LLC, et al.,

Cross-defendants and Respondents.

MEMORANDUM OPINION1

After Velocity Investments, LLC sued Farrah Sipin to collect a charged-off consumer debt, Sipin cross-complained alleging that the complaint violated (1) the Fair Debt Buying Practices Act (Debt Buyers Act) (Civ. Code, § 1788.50 et seq.); (2) the Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) (Civ. Code, § 1788 et seq.); and (3) the Fair Debt Collection Practices Act (FDCPA) (15 U.S.C. § 1692 et seq.).2 The trial court granted the…