Chang

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 CHING P. CHANG, Case No. 25-cv-04162-JST

Plaintiff,

ORDER GRANTING MOTION TO

v. DISMISS

CITIBANK, Re: ECF No. 15 Defendant.

12 Before the Court is Defendant Citibank’s motion to dismiss Plaintiff Ching Chang’s complaint. The Court will grant the motion. I. BACKGROUND Mr. Chang is over the age of 80 and holds a deposit account at Citibank. ECF No. 1 ¶ 5; ECF No. 23 at 44. On June 10, 2022, Mr. Chang was contacted by someone identifying themselves as a Citibank employee named “John.” ECF No. 1 ¶ 5; ECF No. 15-9 at 2, ECF No. 23 at 4. Chang gave “John” remote access to his computer and while “John” had remote access to Chang’s computer, Chang entered his debit card number and password, and a payee named Xu Gao was added for a $49,000 wire transfer. ECF No. 15-9 ¶ 4; ECF No. 1 ¶ 5; ECF No. 23 at 4. Citibank evaluated the June 10, 2022, transaction for fraud and confirmed the request was made …