Belyea
Elizabeth Belyea, et al. v. GreenSky, Inc., et al.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 ELIZABETH BELYEA, et al., Case No. 20-cv-01693-JSC
Plaintiffs,
ORDER FOLLOWING DECEMBER 17,
v. 2025 CASE MANAGEMENT
CONFERENCE
GREENSKY, INC., et al., Re: Dkt. No. 374 Defendants.
12 As discussed at the December 17, 2025 case management conference, the Court rules as follows: I. ARBITRATION CONTRACT FORMATION QUESTION A. Procedural History Previously, GreenSky moved to compel arbitration as to named plaintiff David Ferguson, and Mr. Ferguson appealed. (Dkt. Nos. 159, 166.) At the Ninth Circuit, Mr. Ferguson argued no arbitration agreement could have been formed between himself and GreenSky because GreenSky was a credit services organization (“CSO”) bound by the Credit Services Act (“Credit Act”), Cal. Civ. Code §§ 1789.10 et seq, and the purported arbitration agreement did not include the requirements for a CSO’s contract formation under Credit Act § 1789.16. (Dkt. No. 188 at 3-4.) The Ninth Circuit held there was…