Oki

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 SAIKO OKI, Case No. 25-cv-08070-HSG

Plaintiff, ORDER GRANTING MOTIONS TO

DISMISS

v. Re: Dkt. Nos. 20, 23, 24, 44, 51 TRANSUNION LLC, et al., Defendants.

12 Pending before the Court are five motions to dismiss Plaintiff’s complaint. The Court finds these appropriate for disposition without oral argument and the motions are deemed submitted. See Civil L.R. 7-1(b). For the reasons discussed below, the Court GRANTS the motions. I. BACKGROUND In September 2025, pro se Plaintiff Saiko Oki filed a lawsuit against Defendants TransUnion LLC (“TransUnion”), Experian Information Solutions Inc. (“Experian”), Equifax Information Services LLC (“Equifax”), Wells Fargo Bank, N.A. (“Wells Fargo”), Redwood Credit Union, Maximus Education, LLC d/b/a Aidvantage (“Aidvantage”), and the Higher Education Loan Authority of the State of Missouri (“MOHELA”). See Dkt. No. 1 (“Compl.”). Plaintiff brings claims under the Fair Credit…