Ortiz

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS DEC 30 2025

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

SARAY ORTIZ, an individual, on behalf of No. 25-2207 herself and all others similarly situated, D.C. No. Plaintiff-Appellee 2:24-cv-06013-DDP-JC

v. MEMORANDUM*

UNIVERSITY CREDIT UNION,

Defendant-Appellant.

Appeal from the United States District Court for the Central District of California Dean D. Pregerson, District Judge, Presiding

Submitted December 9, 2025**

Before: M. SMITH, CHRISTEN, and FORREST, Circuit Judges.

Defendant University Credit Union (UCU) appeals from the district court’s

order denying its motion to compel arbitration. According to UCU, the district court

erroneously held (1) that UCU failed to provide Plaintiff Saray Ortiz notice of its

arbitration agreement, and (2) that Ortiz did not unequivocally assent to such

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. ** The panel unanimously concludes that this case is suitable…