Healy

FOR PUBLICATION

UNITED STATES COURT OF APPEALS

FOR THE NINTH CIRCUIT

JAMES HEALY, No. 24-3327 D.C. No. Plaintiff - Appellant, 2:20-cv-01473-

JCC

v.

MILLIMAN, INC.,

OPINION

Defendant - Appellee.

Appeal from the United States District Court for the Western District of Washington John C. Coughenour, District Judge, Presiding

Argued and Submitted November 19, 2025 San Francisco, California

Filed January 9, 2026

Before: Sidney R. Thomas, Daniel A. Bress, and Salvador Mendoza, Jr., Circuit Judges.

Opinion by Judge Sidney R. Thomas HEALY V. MILLIMAN, INC.

SUMMARY *

Class Actions / Standing

Reversing the district court’s partial grant of summary judgment in favor of defendant Milliman, Inc., and remanding in an action under the Fair Credit Reporting Act, the panel held that, following class certification, both named and unnamed class members in a money damages suit must present evidence of standing at summary judgment, but the usual summary judgment standards apply. Named plaintiff James Healy alleged that Milliman’s inaccurate consumer reports violated 15 U.S.C. § 1681e(b). The district court certified an “inaccuracy…