Pacific American Title Insurance and Escrow Company v. Evanston Insurance Company

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS FEB 23 2026

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

PACIFIC AMERICAN TITLE No. 25-2705 INSURANCE AND ESCROW D.C. No. COMPANY; LOURDES P. SAN 1:22-cv-00021

NICOLAS,

Plaintiffs - Appellants, MEMORANDUM*

v.

EVANSTON INSURANCE COMPANY,

Defendant - Appellee.

Appeal from the District Court of Guam Ramona V. Manglona, Chief District Judge, Presiding

Argued and Submitted February 10, 2026 Honolulu, Hawaii

Before: BYBEE, R. NELSON, and FORREST, Circuit Judges.

Plaintiff-Appellant Pacific American Title Insurance and Escrow Company

(PATICO) and its employee Lourdes P. San Nicolas1 seek a declaratory judgment

that Defendant-Appellee Evanston Insurance Company must defend them in an

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. 1 We refer to Plaintiffs collectively as ‘PATICO’ given that they have not made any arguments that legally distinguish San Nicolas from his employer. underlying…