Lusine Hakhverdyan

I. BACKGROUND

10 A. Debtor’s Prepetition Dispute with Swift Financial LLC 11 In October 2019, Revved Financial Group d/b/a Insurance Intellect Solutions ("Revved") entered into a loan agreement with WebBank to borrow $100,000 (the “Loan”). Declaration of 14 Daren M. Schlecter, Esq. ("Schlecter Decl."), ¶ 5 [doc. 57]. Lusine Hakhverdyan ("Debtor"), 15 who is the 100% owner of Revved, personally guaranteed the Loan. Schedules A/B and H [doc. 16 1]. Swift Financial LLC ("Swift") is the servicing agent for WebBank. Schlecter Decl., Ex. 1-4. 17 Following defaults on the Loan, Swift initiated an arbitration proceeding against Revved and Debtor and eventually received an arbitration award for $104,906.44. Id., ¶ 7. In October 20 2021, the state court confirmed the arbitration award and entered a judgment against Debtor in 21 the amount of $113,845.05 (the “Judgment”). Id., ¶ 8. 22 In a post-judgment enforcement action in state court, Swift requested the production of documents from Debtor. Id., ¶ 10. On April 9, 2025, the state court ordered Debtor to appear on 25 June 18, 2025 and to produce the requested documents to Swift. Id., Ex. 4. 26 27…