Lawrence

BACKGROUND

This case has a complicated procedural history both in the trial court and on appeal. The record is replete with seemingly duplicate filings by both parties. Adding to this confusion, the trial court granted multiple continuances and permitted Lawrence to file multiple iterations of her opposition to summary judgment. A. The Project The following facts are undisputed. On or about July 17, 2019, Lawrence and Todd Swalley, who was doing business as TS Construction, entered into a contract for the renovation of Lawrence’s home (the project). On or after July 17, 2019, Lawrence filed an application for a construction loan with Umpqua Bank (bank). Green Valley Structural (GVS) was listed as the contractor of record on the building permit. All change orders for the project were made by GVS. All payment invoices for the project came from GVS. At some point, GVS ceased working on the project and Lawrence discussed with TS Construction “what it would take to complete the job.” Ultimately, Lawrence decided not to have TS Construction perform the work “because the price was too high.” B. Litigation On February 16, 2023, Lawrence filed a Judicial Council form complaint,…