Nehme

INTRODUCTION

Plaintiff William Nehme brought this action for fraud, rescission, and other claims after he lost his home through foreclosure. He appeals a judgment entered in favor of defendants Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP; Recon Trust Company, N.A.; Landsafe Title of California, Inc. erroneously named as Landsafe Title Corporation; Mortgage Electronic Registration Systems, Inc.; and MERSCORP, Inc., after the trial court sustained defendants’ demurrer without leave to amend. We affirm.

FACTUAL AND PROCEDURAL BACKGROUND1

Nehme purchased a home in Valencia (the Property) on May 29, 2007. Countrywide Home Loan, Inc. informed Nehme that he “required a loan and a Mortgage” in order to purchase the Property. Nehme applied for the loan with Countrywide. According to Nehme, Countrywide represented to him that Countrywide would “provide [Nehme] with a loan and Mortgage,” and “[w]hen [Nehme] completed purchasing the P[roperty,] his N[ote] would be secured by a Mortgage.” At the closing, Countrywide required Nehme to sign several documents, including a promissory note for $2,100,000 and a deed of trust with the property as security. Based on…