Laneice Whatley-Bonner v. Pacific Telesis Group Comprehensive Disability Benefit Plan

MEMORANDUM

LaNeice Whatley-Bonner appeals the district court’s grant of summary judgment to the Pacific Telesis Group Comprehensive Disability Benefits Plan, which had denied her long term disability claim. We affirm.

Before Whatley-Bonner’s injury, the Pacific Telesis Group Comprehensive Disability Benefits Plan was restated and its name changed to the AT & T West Disability Benefits Program. The district court properly found that the plan, both before and after reinstatement, granted discretion to the plan administrator to make eligibility determinations and in turn to delegate that discretion to a claims administrator, as it did here.

Because the claims administrator has discretion, its benefits decision “will not be disturbed if reasonable.” Firestone Tire & Rubber Co. v. Bruch, 489 U.S. 101, 111 , 109 S.Ct. 948 , 103 L.Ed.2d 80 (1989). Here, an independent physician and What-ley-Bonner’s treating physician agreed that her disability did not meet the plan definition of long term disability. The claims administrator’s denial of Whatley-Bonner’s claim was therefore reasonable. Id.

In addressing whether the claims administrator’s determination was reasonable, the district…