Hollingsworth
Hollingsworth v. ProBuilders Specialty Ins. CA2/8
Opinion
Opinion
Flier, J.
FACTS AND PROCEDURE
1. Allegations of Complaint On or about August 7, 2007, the Hollingsworths contracted with JCC to perform remodeling and construction work on their home in San Marino.1 The Hollingsworths asked JCC whether it had liability insurance that would cover any accident occurring during construction work. They required JCC to obtain more comprehensive CGL coverage than JCC would have obtained for itself. They agreed JCC‟s bid and fee would reflect this additional cost of coverage. JCC obtained a CGL policy from ProBuilders covering a minimum of $1 million per occurrence.
The complaint identifies the contractor as “JJC” in one place and “JCC” in another. The insurance policy identifies the contractor as “JCC.” We will refer to it as
JCC.
2 JCC was supposed to add a second story master bedroom suite and do work on the entry way, living room, dining room, breezeway, and kitchen of the Hollingsworths‟ home. The contractor was to preserve two rear bedrooms, an adjoining bathroom, and the study in their original condition. The home was a single-story structure containing three bedrooms and two bathrooms in approximately 1,800 square feet. After JCC completed its…