Alcaraz

ORDER ON PLAINTIFF’S MOTION FOR PRELIMINARY INJUNCTION

(Doc. 8-10.)

INTRODUCTION

Plaintiff Catalina Alcaraz (“Ms. Alcar-az”) seeks a preliminary injunction to enjoin the foreclosure of her residence by defendants Wachovia Mortgage, FSB (“Wachovia”) and Golden West Savings Association Service Co. (“Golden West”). Wachovia and Golden West (collectively the “Wachovia defendants”) contend that Ms. Alcaraz filed her preliminary injunction motion to stall ultimate foreclosure of her residence. This Court considered Ms. Alcaraz’ motion for preliminary injunction on the record and VACATES the January 12, 2009 hearing, pursuant to Local Rule 78-230(h). For the reasons discussed below, this Court DENIES Ms. Alcaraz a preliminary injunction.

BACKGROUND

Ms. Alcaraz’ Home Refínance

In December 2006, Ms. Alcaraz obtained a $650,000 loan to refinance her Turlock residence (“property”) from World Savings Bank, FSB, which was later renamed Wa-chovia. Ms. Alcaraz executed a deed of trust to secure the loan with the property, and Golden West is the trustee under the deed of trust.

At the time of the loan, Ms. Alcaraz was a Senior Loan Officer of Universal Brokers, a mortgage loan brokerage…