Spann

State Farm Mutual Automobile Insurance v. Spann

Good Law
106 Cal. Rptr. 923·1973 Cal. App. LEXIS 1053·31 Cal. App. 3d 97
Court of Appeal of CaliforniaMarch 12, 1973Civ. 12186California1,116 words

Opinion

Opinion

Gabbert, J.

Appellant William Spann timely appeals an adverse judgment entered on April 7, 1972, in an action which was brought by respondent both for declaratory relief and for a permanent injunction against uninsured motorist arbitration. The judgment enjoins such arbitration, holding appellant’s accident and consequent injuries did not arise out of the ownership, maintenance, or use of an uninsured motor vehicle. Appellant here attacks this determination on the ground the trial court disregarded its duty to liberally construe policy provisions in favor of the insured party. Respondent defends the judgment on the ground, among others, that no evidence was adduced at the hearing to show the uninsured motorist was “maintaining” or “using” his uninsured vehicle at the time of the accident.

On or about September 26, 1970, at approximately 12:30 a.m., Spann was driving his 1968 Sand Buggy south in the number three lane—the slow lane—of southbound traffic on the Santa Ana Freeway. At that time, Spann had in force a policy of insurance with State Farm which provided uninsured motorist coverage for damages the responsibility of “the owner or operator of an uninsured motor vehicle . . .…

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